Coldwell Banker México Real Estate explains that when selling a property in Miguel Hidalgo—or any borough of Mexico City—certain taxes and fiscal obligations apply.
They highlight the importance of understanding them to avoid surprises and properly plan your net profit.
With Coldwell Banker Real Estate, learn how property appraisals work in Mexico, who performs them, what documents you need, and how to determine whether a property’s value is correctly estimated before buying, selling, or investing.
Main taxes when selling a property in Mexico / CDMX
- Income Tax (ISR) on capital gains — if you obtain a profit over what you originally paid.
- Property Transfer Tax / Real Estate Acquisition Tax (ISAI) — typically paid by the buyer, though agreements may vary.
- Notary and registration costs — notary fees, registration with the Public Property Registry, mortgage cancellation if applicable.
- Capital gains / local taxes if applicable — depending on the profit generated and local regulations.
When is ISR paid and how is it calculated?
- ISR is calculated on the profit: the difference between the sale price and the original cost, adjusted for factors such as inflation, improvements, etc.
- The rate may vary — in some cases up to ~35% of the gain.
- Possible exemptions: if the property was your primary residence, you have not sold another property in the past three years, and certain tax conditions are met.
What applies specifically in Miguel Hidalgo / CDMX
- There is no “extra municipal tax”: federal and national tax rules apply equally in any borough.
- However, notarization and registration costs may vary depending on the cadastral value and appraisal of the area (premium zones such as Polanco, Lomas, etc.).
- If the property is a condominium, additional certificates may be required (HOA, maintenance). These do not change taxes but are part of notarial requirements.
Selling your home in Mexico City involves more than just finding a buyer. You must also consider the taxes you will have to pay.
Tips to optimize taxes and avoid surprises
- Keep invoices and receipts for remodeling, improvements, and maintenance: they may be used as deductions.
- If it was your primary residence and you meet the requirements, evaluate the possibility of an ISR exemption.
- Consult a notary or tax advisor before signing: each case may vary.
Find the best investment opportunities by reviewing houses for sale in Álvaro Obregón.
Conclusion
Selling in CDMX can generate a good profit, as long as you understand your tax obligations. At Coldwell Banker México Real Estate, we help you calculate taxes, prepare documents, and close safely.
Sources:
- Coldwell Banker México – Documents needed to sell your home
