Selling your home in Mexico City involves more than just finding a buyer. You also need to consider the taxes you’ll have to pay. This is no minor detail—Coldwell Banker México real estate agency warns that if you don’t factor this in from the start, you might be in for a surprise when closing the deal.
As a real estate agency, Coldwell Banker México clearly and straightforwardly explains what taxes apply, how they are calculated, and what you can do to legally reduce them.
1. ISR: Income Tax (Impuesto Sobre la Renta)
This is the main tax when selling a house. It’s calculated based on the profit you make from the sale.
How much do you pay?
It depends on the difference between the purchase price and the selling price, adjusted for inflation. In some cases, it can be between 10% and 30% of the profit.
Can it be exempted? Yes, if you meet certain requirements:
- The property must be your primary residence.
- It must be under your name and linked to your tax ID (RFC).
- You must not have claimed an ISR exemption in the last three years.
In areas like Benito Juárez or Coyoacán, where many properties exceed 3 million pesos, it’s crucial to check whether you qualify for a full or partial exemption.
2. Property Tax and Water Rights
Before selling, you must be up to date on these payments. If you owe property tax or water fees, you won’t be able to sign the deed.
If you live in Miguel Hidalgo, Cuauhtémoc, or Álvaro Obregón, you can check and pay online via the CDMX Treasury website.
3. Notary Fees and Local Taxes
Although these are usually paid by the buyer, it’s important for you as the seller to understand how much is allocated to:
Notary fees
Real Estate Acquisition Tax (ISAI)
Registration in the Public Property Registry
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Recommendations from Coldwell Banker México Real Estate
- Before listing your property, request a tax simulation.
- Have your invoices, improvement receipts, and documents in order.
- Our team can help you prepare a clear fiscal file.
Taxes when selling a house can be high if you don’t plan ahead. But with a good strategy and legal guidance, you can reduce or even eliminate them.
At Coldwell Banker México, we help you assess your tax situation, verify if you qualify for exemptions, and avoid costly mistakes.
Ready to sell with clarity and confidence?
Contact us today at: https://coldwellbanker.com.mx/contacto
Guía rápida de Inversiones Inmobiliarias para Emprendedores
Fuentes:
Coldwell Banker México Inmobiliaria https://coldwellbanker.com.mx
- Ley del ISR (Impuesto Sobre la Renta)
- SAT México – régimen fiscal de enajenación de bienes inmuebles
- Experiencia en cálculo de exención y retención de ISR en ventas con CB
- Ejemplos reales provistos por asesores de Coldwell Banker México
